Your Guideline 401(k) Needs a New Home

More protection. More choice. Less cost.

Your 401(k) plan will soon be sold by Accrue (unless you use Gusto for payroll).

Make ForUsAll your "Forever Home"

Get more fiduciary protection, more investment freedom and lower costs - all in one move.

More Fiduciary Protection

We take on the risk Guideline left with you:

•Verify every payroll configuration
•Ensure contributions are accurate and on time
•Backed by a $5M compliance guarantee

More Choice, More Growth

Invest beyond the basics:

•Thousands of mutual funds, stocks, and bonds
•Even cryptocurrency through self-directed windows
•Design your plan to be as simple or sophisticated as you want

More help for employees

Empower your team with:

•Holistic financial wellness programs
•Customizable employee education and guidance

Lower Base & PPT fees

Save money with our competitive pricing model.

•At just $120/month + $6 per participant, a typical Guideline plan saves $1,300/year by switching.
•And there are no extra fees for advanced plan designs that help owners shelter up to $70K+ per year from income taxes.

Movers ready to pack & upgrade your 401(k).

Our Guideline transition team will help you easily upgrade and move your plan.

Optimize Your Plan Design

Our experts review your goals and current plan, then recommend upgrades to lower costs, strengthen employee retention, and maximize tax savings for owners and executives. You’ll be surprised by what’s possible.

Streamlined Transition

We handle every detail — from transferring plan documents to enrolling employees — so your move is seamless, fast, and stress-free.

90-day test drive

Our team can implement your 401(k) action plan – let the results help you decide to keep us on board or not.

Simple, Transparent Pricing

See exactly what you'll pay. No surprises, no hidden fees.

Enhanced

$99/mo

+$6/mo per participant

What's Included:

✓ Payroll integration
✓ 3(38) Investment Fiduciary
✓ Payroll X-Ray
✓ Self-directed brokerage
✓ Holistic financial wellness

*Plus a ForUsAll Advisory Fee of 0.20% - 0.40% of plan assets per year

Premium

$120/mo

+$6/mo per participant

Includes all Enhanced features, plus:

✓ Administrative 3(16) Fiduciary
✓ Directed Trustee
✓ $5M Compliance Guarantee
✓ New Comparability Profit Sharing
✓ Cash Balance Plans

*Plus a ForUsAll Advisory Fee of 0.20% - 0.40% of plan assets per year

Calculate Your Cost

Enter your plan to see pricing

Search for Your 401(k) Plan

Number of Participants

Assets Under Management

ForUsAll vs Guideline

Compare ForUsAll and Guideline side by side

Complete & Concierge

Essentials

Investment opportunities

Traditional Mutual funds

Brokerage (stocks, bonds, ETFs)

Cryptocurrency

Help for owners

New comparability profit sharing

Cash Balance (shelter up to $400k pre-tax)

Help for Employees

Holistic, personalized advice

1:1 Advisory sessions

Custom webinars

Payroll automation & oversight

Full Payroll integration

Verify match is calculated correctly

Verify employee contributions are calculated correctly

Ensure timeliness of payroll deposits

Plan administration & documentation

Sign form 5500 and procure ERISA fidelity bond

Review/approve distributions, death benefits, RMDs and QDROS

Maintain plan documents, notices and disclosures

Interpret plan documents and exercise discretion

Send/maintain notices to current & former employees

Quarterly committee meetings w/ detailed meeting minutes

Compliance guarantee

$5M*

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Satisfaction Guarantee Switch Now?

If at any point during the first 90 days we don't exceed your expectations, we'll waive all fees — and you can take your new upgraded plan design with you.